Four tips to help you reach 0.5 BTC.
Bitcoin’s recent all-time high of $111,900 marks another milestone, and it is a bittersweet moment.
Most of you reading this likely hold some BTC or another cryptocurrency, so I hope you’ve made some profits.
The inconvenient truth is that these constant price increases make Bitcoin ownership further out of reach for the masses, not to mention more difficult for us to accumulate.
Billions of people will never own a significant amount of Bitcoin; they’ll get crumbs, i.e., satoshis, at best.
The most realistic way to reach 0.5 BTC (currently priced at $55,000) is to use a combination of the following strategies:
1) Saving up the cash to buy at least 0.25 BTC
It’s around $27,000, I know, but hear me out.
I would refrain from buying all of it using dollar-cost averaging.
I have covered DCA strategies for BTC vs ETH. While these have significantly boosted one’s bags over the years, the reality nowadays is that it’s unlikely to get most retail investors to hit 0.5 BTC, particularly if they don’t have much to begin with, or are starting from zero.
So, what should you do?
Use DCA to start, but aim to have some dry powder on the side to snap up more BTC during abrupt dips.
Even during bull runs, as we’ve seen in recent months, you’ll get prices crashing for a few days (or even 1–2 weeks) at a time.
We’ll likely see more of this with Trump in the Oval Office, which is useful for exploiting temporary price drops.
Alternatively, you can invest a lump sum when you expect BTC to dump, which is risky.
2) Investing in Bitcoin-related stocks
Notably, companies such as Strategy and Twenty One Capital (XX), in addition to Bitcoin miners such as Marathon, Riot, CleanSpark, Cipher, and TeraWulf.
Even though most of these have been trailing Bitcoin’s performance in 2025, I expect them to regain ground as more participants return to the crypto market and are again interested in these stocks.
The technical term describing these companies is a high-beta proxy for Bitcoin, as CryptoSlate covers.
You would bank on these outperforming BTC, cashing out and reinvesting the money directly into the crypto to boost your BTC holdings.
3) Finding altcoins that will likely outperform BTC from this point onwards
Some will say I’m crazy and this is counterintuitive; just stick to Bitcoin.
I partially agree with this, but I’m not a Bitcoin maxi, let alone for any crypto asset.
I say, 80% of future crypto investments should be put straight into BTC, 5% into ETH and SOL, and 10% into low- to mid-cap altcoins.
If any coins and tokens manage to achieve this in the coming years, it would be those associated with the following crypto sectors:
— Real-world assets (RWAs)
— Decentralised physical infrastructure networks (DePIN)
— Decentralised finance (DeFi) across Ethereum, Solana and L2 ecosystems. AAVE and RAY are two examples that have outperformed BTC over the past 12 months.
— AI agents, notably Virtuals Protocol (VIRTUALS)
I covered these sectors in depth in this article.
In addition to these sectors, many have made solid ROIs from emerging L1s such as Sui (SUI) and Hyperliquid (HYPE), particularly the latter.
Some of these traders/investors are convinced that these can compete with Ethereum and Solana or, at least, will outperform ETH and SOL this bull cycle.
SUI and HYPE have generated higher returns than BTC over the past year, so you judge whether they can continue this momentum for the remainder of this bull market.
To reiterate, stick to BTC if you want to play it safe, but if you’re feeling adventurous for the remaining 10–20% of your future crypto allocations, consider altcoins from the sectors as mentioned earlier.
4) Save more and convert a portion of other assets to BTC
Half a Bitcoin is still at a price where you don’t have to take drastic measures, such as selling your house, to own it.
However, sooner or later, 1 BTC will cost as much as an average home. Just you watch.
Instead, consider selling things you don’t need and cutting back on purchasing discretionary items.
Before you beat me to it, you could also get a loan to buy BTC, using assets as collateral.
That’s for you to decide whether or not this is a viable option for you.
Additional thoughts
I initially wrote this title as Why It’s Not Too Late to Own an Entire Bitcoin, but I wanted to make this more plausible to retail investors.
It’s a tricky balancing act: You want to make the goal challenging enough to be rewarding but not so much to be perceived as unreachable.
Otherwise, many will become disheartened, tune out and dismiss the objective as a long-lost fantasy.
Most people will take at least three years to see progress towards 0.5 BTC and probably up to seven to comfortably reach that point, so don’t be put off by not getting instant results.
Some will think this is conservative, especially if you’ve already made it.
If you think this, you’re ignoring an important point: As BTC/USD increases, 0.5 BTC becomes more out of reach.
It’s better to make uncomfortable decisions for the next few years to have a less stressful life in future.
You only need to think outside the box, make sacrifices, be patient and find legitimate ways to boost your income.
To paraphrase Robert Kiyosaki:
Never say, “I can’t afford it.” Instead, say, “How can I afford it?”
Even if you fall slightly short of 0.5 BTC and manage somewhere between 0.4 and 0.5 BTC, you should still be proud of yourself.
To put this into perspective, suppose 0.5 BTC were equally distributed among every American holding it.
You could only get up to 42 million Americans holding it.
But this is impossible. Millions of BTC and altcoin holders, including (major) companies and governments, are based outside the USA.
Considering there will only ever be 21 million BTC, four million coins have been permanently lost, and some of the largest US corporations collectively control over 2 million coins, you’d be doing well overall.
I can’t comment for everyone, and I realise many people are doing it tough.
If you think reaching 0.5 BTC is unlikely, set a manageable target of at least 0.15 BTC and push for it.
Bitcoin has been regularly discussed in mainstream media since 2017, possibly earlier, depending on where you live. I am basing this on Google Trends data.
Thus, most people across the developed world have no excuses for not having accumulated any BTC or altcoins over the past eight years.
I can’t comment on developing nations, but I know many in these regions have also done well by believing in this asset class, at least BTC.
Knowledge is power, so do your research and get some skin in the game.
Not sure where to start? I have a guide covering some of the best Bitcoin/crypto commentators and writers to follow, providing highly insightful information for free.
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Disclaimers
• This blog post is for informational purposes only. It is not financial, legal, or investment advice. You are ultimately responsible for your decisions.
• My opinions in this piece may not reflect those of any news outlet, person, organisation, or entity listed here.
•Please do your own research before investing in any cryptocurrency assets, staking, NFTs, or other products associated with this space.
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